Showing posts with label informed homebuyers. Show all posts
Showing posts with label informed homebuyers. Show all posts

Sunday, September 10, 2017

A homebuilder's observation of the US hurricane season to date


Being a "weatherholic" I've watched hurricane Harvey and Irma coverage wall-to-wall.  The builder in me quickly picked up on the fact that the buildings on the Texas coast fared much worse than the buildings in Florida, at least those built after the building code changes prompted by hurricane Andrew in 1992.  It just goes to show that we CAN build homes that will stand up well to storms, short of storms of absolutely Biblical proportions, if we'll just embrace building codes as friends and not foes to be stonewalled.

The fact is, the prevalent mindset of most builders (in Texas at least) is to lobby against stricter codes as they cost money, and builders would rather spend money on shiny amenities like granite and stainless steel to entice buyers than on structural integrity.  "Sell the sizzle, not the steak" they say.  They do this because homebuyers are influenced by Pinterest and Houzz and other online sites, and "pretties" are all they care about.

It's increasingly rare to find an informed buyer who understands that if his/her house has a foundation broken in half, or is spread out in pieces over half the county after a storm, having pretty granite and stainless steel are meaningless.  This is how shallow we've become.


And zoning....how were places like Marco Island, FL, with a population of 18,000 and an elevation of 0, that's ZERO, ever allowed to be developed?  Politics!  With the availability of Federal Flood Insurance there's really little downside to the flooding they're now seeing there with hurricane Irma.  The city/county expanded their tax base dramatically, and developers and builders made bank.  Sure, homeowners will have to deal with the hassle of making claims and doing clean up, but they will eventually be made whole.

You do realize Federal Flood Insurance means the taxpayers are potentially on the hook for this, right?  Older developments already there, and in other coastal cities, sure, they should be extended Federal Flood Insurance, but why should we knowingly approve zoning for new developments, especially high-end luxury developments catering to the wealthy, that we KNOW will flood? It's really pretty easy to foresee using modern hydrological mapping.

My point is, much of the damage we're seeing now is caused by poor planning as much as by Mother Nature.  We should have known better.

S