I went to the eye doctor this afternoon for the standard exam and new specks, and before I could escape he clipped me for $462.00 AFTER insurance. I think I just paid a good chunk of his car payment! *What the hell does this guy drive?* It would have been cheaper to just get one of those cool dogs.
And I didn't even get dinner or a movie, much less a kiss.
S
Showing posts with label insurance audit. Show all posts
Showing posts with label insurance audit. Show all posts
Tuesday, July 19, 2011
Tuesday, July 5, 2011
Once I thought I wanted a career....
....but now I realize all I want is a paycheck.
Is it just me or has life become dramatically more difficult in recent years? Thirty *cough, cough* years ago when I became a homebuilder it was actually fun. I began in sales and did reasonably well, watched and learned "how-to" build homes, and finally joined with my brother in our fledgling family business.
Back then a contract was one side of letter-sized piece of paper. Then it went to two sides of a legal-sized piece of paper. Today it's 28 pages long. We have to follow rules by OSHA, EPA, HUD, Fed banking regulators, Storm Water Run-off regulators, city mandates, state registration, etc, etc....Oh, and of course, the IRS. And insurance audits, too. Actually building the home is the EASY part today!
And homebuyers....*biting tongue*. They see something online and tell me, "That's what I want!" Except it won't meet current building codes. Or it features a product made by a local artisan in Vermont and isn't available here, and I don't dare order it sight unseen and with no local support....but that isn't what my customer wants to hear. They just think I can walk into Home Depot and buy 'em by the case. And they want me to negotiate a super-cheap deal on their behalf, but then quibble over my margin.
Please don't misunderstand. I am SO grateful the Good Lord has given me work during these tough times. I'll work diligently as always, but like that old B. B. King song says, "The thrill is gone." I don't want the thrill to be gone. I'm just not sure the thrill-kill genie can go back in the bottle at this late date.
S
Is it just me or has life become dramatically more difficult in recent years? Thirty *cough, cough* years ago when I became a homebuilder it was actually fun. I began in sales and did reasonably well, watched and learned "how-to" build homes, and finally joined with my brother in our fledgling family business.
Back then a contract was one side of letter-sized piece of paper. Then it went to two sides of a legal-sized piece of paper. Today it's 28 pages long. We have to follow rules by OSHA, EPA, HUD, Fed banking regulators, Storm Water Run-off regulators, city mandates, state registration, etc, etc....Oh, and of course, the IRS. And insurance audits, too. Actually building the home is the EASY part today!
And homebuyers....*biting tongue*. They see something online and tell me, "That's what I want!" Except it won't meet current building codes. Or it features a product made by a local artisan in Vermont and isn't available here, and I don't dare order it sight unseen and with no local support....but that isn't what my customer wants to hear. They just think I can walk into Home Depot and buy 'em by the case. And they want me to negotiate a super-cheap deal on their behalf, but then quibble over my margin.
Please don't misunderstand. I am SO grateful the Good Lord has given me work during these tough times. I'll work diligently as always, but like that old B. B. King song says, "The thrill is gone." I don't want the thrill to be gone. I'm just not sure the thrill-kill genie can go back in the bottle at this late date.
S
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