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Okay, I've already made fun of New Year's resolutions saying nobody ever follows through, but I'm having second thoughts about the subject. For the past year my friend Pixel has been updating us on her "54 by 54" project....54 things she wants to do/try before her 54th birthday. Now Bug wants to do something similar and has listed a few things on her blog. One of them struck a nerve with me: She wants to pay off a considerable chunk of her debt.
K and I need to do the same. I say "need", which isn't true. We can easily afford our lifestyle and service our debt, but still, it's debt. Ewwww! If we didn't have that debt we could perhaps take some of those exotic vacations we've dreamed of. Other than that I don't really want for anything.
K, on the other hand, has dropped hints recently about us buying/building a home. I have no burning desire for one, but I'm not opposed, either. I've had many homes over the past 35 years and what I remember most is the work that comes with them. All K sees is decorating it just the way she wants, with all the features she's seen on Pintrest (?) and in magazines. If I could find a suitable property I could probably build one for what we're paying now in monthly rent, so financially it makes sense. And of course I want her to be happy....a pretty powerful argument.
Still, that debt (much of it medical related) complicates either travel or a new home. Our big vices are dining out and buying books/magazines. As things are now we can't walk out our apartment door without dropping $20-$40. It would be quite a shock to stay in more and eat "Helper", but it would probably be a good exercise in self-control. I think we need to do this.