Viewpoint used to be Community Credit Union, and they were constantly sending us newsletters and emails reminding us how much better credit unions were than the mean old banks, and asking us to write our congressman and tell him to keeps hands-off of credit unions.
Then they decided they wanted to be a bank themselves, and they sent us tons of correspondence asking for us to vote to allow them to do so. Hmmmm....something smells. I voted "no" and they sent me another ballot asking I change my mind. "No" again. Finally they had someone call me and try to convince me. I told the guy that either they were lying when they first told me credit unions were better, or they're lying now when they tell me banks are better. Either way they're liars. I told him SOMEONE was making a killing on the deal, and I'm sure it wasn't me. He hung up with his tail tucked. It finally passed without my vote and the downhill slide began.
Yesterday I switched to USAA Bank. I've had a savings account there for years, but as it's out of town and I don't trust "bank by mail", It wasn't a serious contender until now. They have electronic bank-by-email, so I just take a photo of the front and back of a check to be deposited, email it to them, and the deposit is complete. I'm sure all banks will have something similar soon, but USAA has been technologically cutting edge for a long time.
I'm moving on, and it feels good. :)